There are three types of insurance you need in order to protect your business. Property, Liability, and Worker's Compensation Insurance. Most small to medium size businesses can purchase what is known as a BOP (Business Owners Policy) - this is an insurance package policy that provides both property and liability coverage at an affordable premium. Larger businesses need to purchase a Commercial Package or Commercial General Liability Policy. This type of insurance policy 'pieces' together the individual needs for a larger business. For all businesses, risks include:

Liability
Fire Legal Liability
Completed Operations
Equipment Breakdown
Business Interuption
Business Personal Property
Sewer / Drain Backup
Spoilage
Sign Coverage
Glass Coverag
Worker's Compensation Insurance
The sole purpose of Worker’s Compensation Insurance is to provide no-fault benefits to worker’s injured on the job. Benefits paid under this insurance include Medical, Disability, Rehabilitation, and Death Benefits. Worker's Compensation Insurance is required BY LAW in every state in the USA. This insurance is extensive and often difficult to comprehend. We suggest you call us to discuss your needs.
Commercial Automobile Insurance
It is extremely important to protect your company vehicles. Vehicles involved in an accident while engaged in company business may not be covered by your Personal Auto Insurance Policy. Any of the following used in the course of your business should be covered under a Commercial Automobile Insurance Policy:

Sedans
Pickups
Vans
SUVs
Non-owned and rented vehicles

Call us today to discuss your needs.