Personal Umbrella

A personal umbrella policy provides excess liability coverage. Excess coverage is not unnecessary coverage. Rather, ‘excess’ refers to coverage for losses that exceed the coverages of basic insurance policies. People buy personal umbrellas to cover their assets against major liability claims and the associated defense costs. At one time, most people who purchased personal umbrella policies were relatively wealthy, but today personal umbrellas are among the standard portfolio of coverages purchased by most middle-class insurance buyers who recognize their risk.
Have you ever thought…what about those freak accidents and other unexpected occurrences…those things that ‘probably will never happen’ but sometimes do? The cost of a personal umbrella policy is minimal in comparison to the coverage it provides you. Call or E-mail Us today to discuss.

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